1st Rate Checking

Invest it, save it, spend it. The choice is yours!

At BankFirst, we understand that both money and time can get tight! Which is why we’ve built the most versatile checking account that combines all the conveniences of a checking account with the interest benefits of a savings. What other account PAYS YOU BACK just for using the free services offered on the account? With a premium interest rate and the flexibility to meet your unique needs –  a 1st Rate Checking is the perfect account to put more money back in your pocket!

Open An Account Online
Enroll in Online Banking
Call to Order Your Card
Order Checks Online
How first rate checking works.

Just meet these simple qualifications each month to put more cash back in your pocket!

Accept your monthly statement electronically.

(1) One Monthly Direct Deposit or Electronic Withdrawal.

Use your Visa® Debit Card at least 10 times per statement cycle 1 .

Monthly Service Charge Waived2.

Mobile Banking

Changing the way we bank.

Keep up with the pace of life and manage your finances at your fingertips!

Enhanced Features

  • Check Balances
  • Transfer Funds Between Accounts
  • Setup Security Account Alerts
  • Pay & Manage Your Bills in One Convenience Place
  • Deposit Checks from the App
  • Manage Card Controls
  • Track Your Spending
  • Turn Your Card On/Off
Get the Mobile App Open A NEW Account

Get Your Custom Debit Card

When You Open a 1st Rate Checking Account

Show off your personal style every time you pay.  Check out our image galleries and choose your favorite – or send us your favorite photo to create a debit card design that is uniquely yours!

  • Family, friend, or pet
  • Favorite vacation spot
  • Your favorite sport or hobby
  • Your child’s artwork
  • Business Logo
Contact Us to Order Your Card

Choose Your Card

Custom Debit Card | Customize for a minimal fee.

Personal Debit Card | Standard 1 (FREE)

Personal Debit Card | Standard 2 (FREE)

BankFirst reserves the right to determine, in its sole discretion, whether a submitted image will be accepted or rejected.  All images submitted must have the consent of the owner including those images downloaded from the internet.
Fees May Apply.1

1 Customers needing replacement cards will be charged $10 for a generic card and $20 for a custom card.

Need to Order Checks?

Please login to order from a selection of over 90 exciting check designs and related products!

Express yourself with personal checks and accessories. Once the order is placed – you can expect to receive your check order in as quick as 1-2 business days with our Quik-Ship Option.  (Delivery times will be dependent on the time of day the order is placed.)

Order Checks Online
writing a check

Tutorials & Demos To Help You Customize Your Account Features

Check out these services designed to make your day-to-day banking life easier! Explore our online banking tools with our helpful videos and interactive demos.

Try Our Interactive Demos Below!