GUARD YOUR HEART, GUARD YOUR WALLET!

The 4 Biggest Romance Scams: Know the Red Flags BEFORE You Get Hurt.

BankFirst is committed to protecting you from sophisticated online fraud. Know the signs and what to do immediately.

Are you being scammed?

Contact BankFirst Now!

The scammer builds a relationship and then steers the victim toward a fake, high-return cryptocurrency or investment platform.

  • Key Red Flags:
    • They insist on using a specific, unknown app or platform.
    • Profits look too good to be true and grow quickly.
    • You can’t withdraw your funds once they are “invested.”
    • The “love interest” acts as your primary investment advisor.

Scammer uses military, engineering, or medical deployment stories to create distance and prevent in-person meetings.

  • Key Red Flags:
    • Requests for money for customs, internet access, travel permits, or special “leave.”
    • Inability to ever video chat or meet in person despite being overseas for months/years.
    • They profess love very quickly (love bombing).

Scammer uses high-pressure tactics by inventing urgent emergencies (sick child, arrested, business failure) requiring immediate, non-reversible funds.

  • Key Red Flags:
    • Requests for payment via non-traceable methods (gift cards, Bitcoin, wire transfers).
    • Extreme emotional appeals and pressure (“I’ll be ruined if you don’t help now!”).
    • The “crisis” happens immediately after trust has been established.

Scammers profile uses stolen photos (often models, public figures, or attractive stock images) and inconsistent stories.

  • Key Red Flags:
    • Photos look professional and seem too perfect (try a reverse image search).
    • Their life story is vague or changes over time.
    • They are ready to profess love and commitment immediately after connecting.
Your BankFirst Safety Rule: NEVER send money, gift cards, or crypto to anyone you haven’t met in person. If they ask for money, it’s a scam—period.

How to Protect Yourself Now.

If you are online dating, apply these simple, essential steps to protect your finances:

  • Reverse Image Search: Run their profile pictures through a reverse image search tool. Scammers often use the same stolen photos across many fake profiles.
  • Never Combine Love and Money: If your online companion suggests an investment opportunity, regardless of how friendly they are, end the relationship immediately.
  • Verify the Platform: Before using any investment platform, check its history, read reviews from independent sources, and verify it with a licensed financial advisor.
  • Trust Your Gut: If the love feels too fast, the profile looks too perfect, or the investment seems too good to be true, it is time to walk away.

What to do if you think you are being scammed:

  • Stop All Contact Immediately: Block the scammer on all platforms (phone, email, social media).
  • Do NOT Send More Money: If you are being asked to send one more payment, STOP. It is a loss recovery scam.
  • Contact BankFirst and other related vendors immediately: Call BankFirst at 402-371-8005 to discuss and potentially freeze any suspicious transactions.
  • Gather All Evidence: Save screenshots of conversations, transactions, and the scammer’s profile.
  • Report to Authorities:

Reporting Fraud

Protect yourself and your community by reporting fraud, scams, and bad business practices.

Contact BankFirst

Call BankFirst and other related vendors  immediately. Close any accounts that may have been tampered with or opened fraudulently.

File a Report

File a complaint with the Federal Trade Commission at ReportFraud.ftc.gov. File a report with local police.

Keep Your Information Safe with BankFirst

At BankFirst, we offer great digital tools for you to monitor your account in real-time.  Get text or email message notifications for a variety of transaction options – know when a check clears, when a deposit is made,  or when a balance reaches a certain threshold.  All of these options are customizable to you and your day-to-day banking needs.  Contact us today to learn more. 

Jordan Suehl Chief Operations Officer

When Fraud Happens – We’re Here

We take the safety and security of our customers and their personal information seriously. We have a variety of fraud detection technologies and strategies in place to help reduce the risk fraud poses to individuals and businesses.

Have additional questions or concerned you have become a victim of fraud?

Contact Jordan Suehl, COO, for more information.