Secure & Local: A Holiday Shopping Playbook (2025)

Sleigh the Holidays! Shop Smart, Shop Secure. This season, protect your wallet and support your community with our essential shopping safety tips.

Supporting Local & Safe (In-Store Shopping)

This holiday, your dollars have power! When you shop at local, brick-and-mortar stores, you support your neighbors, fund community services, and keep unique products on our streets. Shopping local is crucial—keep your in-store trips safe and secure.

  • Why Shopping Local Matters
    • Fueling Local Jobs: A significantly larger portion of the money spent at a local business stays within the community, directly supporting local jobs and families.
    • Unique Gifts: Find one-of-a-kind, handcrafted, and curated items you won’t see in every big-box store—making your gift truly special.
    • The Personal Touch: Local owners often offer expert product knowledge, personalized customer service, and may even offer free gift-wrapping!
  • Local Safety for Shoppers
    • Check Out the Checkout: When using a physical card reader, cover your hand while entering your PIN to guard against ‘shoulder surfing’ or hidden cameras. Inspect the terminal for any loose or odd-looking attachments (skimmers).
    • Parking Lot Prep: Shop during well-lit hours, or bring a friend. Keep your purchases locked in your trunk (out of sight) and consolidate shopping trips to limit visibility.
  • Protecting Your Local Finds
    • Document Your Doings: Keep a digital folder or spreadsheet of receipts and confirmation emails for all local purchases. This makes returns, exchanges, and warranty claims much faster.
    • The Gift of Time: Avoid the frantic last-minute rush. Shopping during less busy hours (early mornings, mid-week) not only makes for a more pleasant experience but also limits crowds and potential security risks.

Sleighing Digital Scams (Online Shopping)

Navigate the web safely by turning convenience into security.

Shop Smart, Shop Secure:

  • Bookmark Trusted Sites: Instead of clicking links in emails, visit your favorite retailers’ websites directly to find deals. Scammers can mimic email addresses.
  • Research Before You Buy: New online retailer? Look them up! Check reviews, BBB ratings (bbb.org), and contact information. Watch the sites that have lower ratings for delivery and quality. Remember, “cheap” often reflects the product.
  • Beware of “Too Good to Be True” Deals: Super low prices might be a trap to steal your payment information. Research prices before you buy.
  • Public Wi-Fi? No Online Shopping: Public Wi-Fi networks are vulnerable. Use your mobile data, a VPN (if available), or wait for a secure network.
  • Strong Passwords are Key: Use complex, unique passwords for each shopping site. Change them regularly (every 3-6 months) and avoid using the same password for multiple accounts.
  • Check for Website Security: Look for the lock icon and “https” in the URL address bar.
  • Avoid Text and Email Scams: Don’t click links or open attachments. If concerned about a recent order, visit the retailer’s website directly and check your order history.
  • Credit Card Power: Pay with a credit card for online purchases. It offers fraud protection and doesn’t give scammers direct access to your bank account.

Keep Your Information Safe with BankFirst

At BankFirst, we offer great digital tools for you to monitor your account in real-time.  Get text or email message notifications for a variety of transaction options – know when a check clears, when a deposit is made,  or when a balance reaches a certain threshold.  All of these options are customizable to you and your day-to-day banking needs.  Contact us today to learn more. 

Jordan Suehl Chief Operations Officer

When Fraud Happens – We’re Here

We take the safety and security of our customers and their personal information seriously. We have a variety of fraud detection technologies and strategies in place to help reduce the risk fraud poses to individuals and businesses.

Have additional questions or concerned you have become a victim of fraud?

Contact Jordan Suehl, COO, for more information.